How to turn piles of $ into a true stimulus

The government keeps giving away money and the guy on the street keeps asking: Where did it go? Give billions to Wall Street banks so they can give their execs "retention bonuses". Give billions to the car companies so they can keep running bullshit adds about how their high-horsepower trucks can jump through hoops of fire while getting 22 miles per gallon. Give billions to the homebuilders (actually their just asking right now) despite the fact that each company's executive team pocketed millions while peddling over priced homes to people that couldn't afford them. And get this. Just today Larry Flint is asking for handouts for the porn industry. All of this is a waste. None of these activities get people spending or get people producing something and that's the problem. Everyone's simply pushing paper. Take that $700+ billion and instead give it to American Families in the form of purchase coupons. Do you want to stimulate people. Give each household a $5,000 check that's only valid for buying a new car. That will get tens of thousands of people buying new cars and put the auto industry back in motion. Give each household a $2,500 check only valid for buying hard goods. People will use it and manufacturers will reap the benefits. This approach gets the money out to where it can be spent and where manufacturing and sales can benefit from such. Right now credit is tight. Manufacturers can't get money(because lenders are uncertain). If 100 million households had the above checks to apply for a car purchase you can bet that we would quickly have an automobile shortage.